Cubux Budget

When you are creating a household budget it is important to have a separate category for each expense in your budget to ensure you will have an accurate budgeting worksheet. On the other hand, if you only start thinking about creating a family, you can benefit from developing good personal finance savings skills, because you will learn a rational approach to budget planning. Are you interested to know more about efficient budgeting tools? We will explain you what the category is and why it is so important to divide your expenses into categories. The category is the classification of your expense and income items according to activities. It is necessary to categorize your personal finances as it helps to streamline your cash flow. In addition, categories allow you to track your money flow and change it to the right direction. How to define categories: The first step is to determine how much money you spending. To do this, you will need to track your expenses over a certain time...

There is hardly anyone who has never worked in Excel – a classical Microsoft Office program which is ideal for inserting and calculating numerical data. This is the main tool that is widely used not only in offices but also in private homes for keeping important household information. In particular, Excel is often used for keeping your personal finances but not all people manage to keep such files over a consistent period of time and usually drop it. Besides, you simply lack knowledge about Excel options, and in this case the program may seem just too cumbersome and tracking personal finances will be difficult. Cubux.net is now able to offer a great solution for all those people who like to use Excel or would like to master the program for keeping track of expenses . The budget money app (budget planner app) provides free Excel budget template that can be used for inserting daily transactions, analyzing relative statistics and setting personal financial goals. With Cubux you will ...

Monthly budget is considered to be one of the most convenient tools in home accounting . Information that can be obtained over one month is not very cumbersome for analysis and at the same time provides quite an accurate and objective review of a family’s finances. Cubux.net is a new online family budget planner (financial budget app) which helps to keep track of daily income and expenditure. The program is based on budget templates that can be adjusted according to the user’s needs. Apart from daily and weekly forms, there are free monthly budget templates which have already proved to be a highly efficient tool in systemizing family finances and creating basis for future financial stability. What does a Cubux personal monthly budget template offer? Below are the main options and advantages that the budget money app provides: Excel tools . Cubux features a monthly budget Excel template that preserves all original Excel tools such as formulas, data analysis and statistics. All d...

Cubux.net is a new home accounting service that allows to insert personal financial data and to track family finances online. The platform can be used on your laptop or even on a smart phone as an app, but the main idea behind it is your personal budget template. In short, a home budget template is an initial form that can be used for keeping a basic record of your daily, weekly, monthly or yearly expenses and earnings. This is a starting point from where you can either develop a more sophisticated spreadsheet or remain where you are. A simple budget template is designed for the widest possible range of users and includes financial transactions that exist in every household. For example, everyone has to pay utility bills and to buy food, and so such transactions and relative fields and categories are available in all Cubux templates. However, if you drive a car, then you should also add petrol and maintenance expenses, while those who have a pet must take into account pet food and v...

When we talk about personal finances, the most important thing is to get as clear understanding of all figures and trends as possible. This is exactly what you can achieve with Cubux. The main working tool of free budget app is a detailed monthly budget spreadsheet where you can fix all your daily expenditures and earnings. The form includes various categories such as food, car, utilities, rent, leisure, bad habits, etc. With the form you will be able to understand how to manage your money more effective. The Excel budget spreadsheet can be easily exported so that you could analyze it later or use the data for other purposes. Other options of Cubux sheets include: Family planning. If you live with your family, try Cubux family budget worksheet. The form allows inserting data for various family members and analyzing common data together with personal figures. Various time intervals. The program helps to analyze data across various periods of time. For example, use can use a week...

One of the keys to financial stability is monthly budget planning. Every month the majority of people all over the world drafts their income and expenditures for the next month and then keeps track of actual figures in order to find out how they perform with respect to their budget plan. Unfortunately, such planning is rather often done just on paper, and therefore there could be errors or too much confusing information. Such tracks can be easily lost and provide no adequate month-to-month comparison. Moreover, some people are just unable to keep their paper budget plan since they have no free time or a lack of patience. As a result, we get lost in our financial situation, have no idea how much we spend each month, and fail to achieve even our short-term financial goals. However, a great solution is available. Cubux is a new online platform for monthly household budget planning . The service allows keeping track of all your credit and debit operations during a month and then accumul...

Wondering how to save money, track your spending and income in the easiest way, and what tools can help with that? Read on to know what you can do and what option better fits your needs. Let’s face it, people who say that money is not important are either those who have mastered the art of downshifting or those who are not totally honest. Money is the blood of the modern world, it streams through all parts of our daily routine: we buy our morning coffee and we watch the cable TV in the evening, for which we have also paid with money. Money is one of the greatest inventions of humanity, but it does require great appreciation and care. Our educational institutions do not bother to teach the students even the basics of financial literacy. And here is the first lesson: it is not how much money you make, it’s about easy ways to save money. When we ask someone “How do you save money?”, we can receive no answer as this issue is really questionable. Well, being economical may seem like a da...